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Kimoby Pay

Payment solution for car dealerships. Connected to your DMS.

With Kimoby Pay, every payment ties to the repair order. No matter if using in-person terminal or mobile payment

Customers tap or insert their card on a terminal that already knows the RO, the amount, and the customer.

The payment writes back to your DMS automatically. Mobile, in-person, and buy now pay later. One system for your entire dealership.

$500M+ processed across 1,000+ dealerships in North America.

Most payment processors treat your dealership like a retail store

Your service department runs on repair orders. Your parts counter runs on invoices. Your sales desk handles deposits that need to reconcile at month-end. A real dealership payment solution connects each transaction to the record it belongs to.
 
Kimoby Pay is a payment solution built specifically for car dealerships. It combines in-person terminals, mobile payment links, and Affirm Buy Now Pay Later into one system that integrates directly with your DMS.
 

RO syncs to the terminal or mobile checkout

Open repair orders pull from your DMS in real time. Customer name, RO number, amount due, contact info. No typing, no searching.

Customer taps, inserts, or pays by text

Accept credit cards, debit, Apple Pay, Google Pay, or Affirm BNPL. At the terminal or from a payment link sent by SMS before pickup.

Payment writes back to the DMS*

The transaction auto-posts to the correct RO. Digital receipt goes to the customer by text or email. No batch sends. No manual entry.
*Only with CDK at the moment

A checkout experience customers actually want

Payments are fast and convenient, with no waiting lines or trips back to the front desk.

  • Affirm financing lets customers split larger repair costs into manageable payments over time.

  • Digital receipts are sent by email, SMS, or print, depending on what customers prefer and save up to a minute per transaction.

  • One click remote refunds mean customers don't have to return in-store or give you their card information to get their money back.
A person making a contactless payment by holding a black credit card near a handheld payment terminal or smartphone held by another person.

Every payment connects directly to their RO

Kimoby already integrates with your DMS. Now you can link your payment terminals to keep everything in sync.

  • No more manually entering amounts on the terminal. Add the RO number and the payment is ready.

  • End-of-day reconciliation becomes quick and accurate, without risky batch sends so accounting never loses a record.

  • Every transaction is tracked and managed from one centralized platform.

DMS sync in-person

Built-in tools to protect & grow revenue

Turn every transaction into a chance to win approvals and protect your bottom line.

  • Affirm financing helps increase the number of approved repair orders by making larger jobs more affordable

  • Surcharge option lets you add a fee to cover credit card costs and protect your margins

  • Refunds are processed in the app only, so stolen terminals can’t be used to issue fake refunds.
A close-up of a payment terminal screen displaying a total of $1,600.00, prompting the user to tap or insert their card, with an option to “Pay with Affirm” and a note offering a 3% savings for paying with cash or debit.

Fully integrates with your ecosystem

Your DMS does not change. Kimoby Pay runs on top of it.

RO Sync: Auto/Mate, CDK, Dealertrack, PBS, Reynolds, Serti, Tekion.
Invoice Delivery: CDK, Reynolds, Tekion.
Auto-Writeback: CDK (payments allocate to the correct RO in real time).

The old way vs the Kimoby way

Before Kimoby

  • Cashier types amount manually on a dumb terminal
  • Miskeyed digits caught only at end-of-day reconciliation
  • Terminal has no idea which RO the payment belongs to
  • Service, parts, and sales each have a different processor
  • Customer declines a $3,000 repair because they cannot pay at once
  • Paper receipts. Customer loses it before they get to the car
  • Controller spends 30+ minutes per day reconciling across processors

With Kimoby

  • Terminal shows the RO. Advisor selects it.
  • Amount pre-filled
  • Payment auto-posts to the correct RO in real time
  • Every transaction tied to the customer, the advisor, and the record
  • One terminal, one dashboard, one reconciliation for every department
  • Affirm BNPL at the counter turns "not today" into a completed job
  • Digital receipt sent by text or email. Customer has it forever
  • Reconciliation drops to minutes. CDK writeback handles posting

Secure, compliant, and ready to deploy

Kimoby never stores, processes, or transmits raw card data. All card processing is handled through hardware-level encryption. Sensitive payment data never touches your dealership network or Kimoby servers.

Security and compliance

Our solution is PCI DSS compliant with secure, tokenized payments that protect customer data and reduce fraud risk.

Payout in 24h

Your money is deposited in your account in 24h.

Fraud protection

Our system ensures stolen terminals can't be used to issue fake refunds.

Works everywhere at your dealership

Service department payment terminals

Take payments at the vehicle, or anywhere in the drive.

Service department payment terminals

Sales deposits

Process deposits instantly without paperwork delays.

Sales deposits

Parts counter and accessories payments

Make counter pickups quick and easy.

Parts counter and accessories payments

F&I office payments with Affirm BNPL

Real-time reporting and reconciliation without end-of-day headaches.

F&I office payments with Affirm BNPL

Built for how dealerships actually collect payment

Every feature exists because a real dealership asked for it.

RO payments

Terminal auto-populates open repair orders from your DMS. Select the RO. Customer pays. Transaction posts.

Quick Pay

Accept non-RO payments for any department. Parts invoices, sales deposits, accessories, reception fees.

Mobile payments

Payment links sent by SMS or email from the same conversation where the customer approved their estimate.

Affirm BNPL

Buy Now Pay Later at the terminal and on mobile. Customers split large repairs into monthly installments.

Auto-surcharge

Optional credit card surcharge applied automatically. Configurable per store. Offsets processing costs.

MOTO payments

Mail Order Telephone Order for card-not-present transactions. Fleet accounts, warranty companies, phone-in customers.

Digital receipts

Sent by text or email instantly using customer contact info from the DMS. No paper printer needed.

Employee tracking

Every transaction stamped with employee number and matched to the employee on file. Full audit trail.

Split payments

Handle split payments cleanly across multiple methods or cards.

24-hour payouts

Funds deposited to your account within 24 hours. No waiting for weekly batches.

See it for yourself

Mockup showing Kimoby Pay solution on mobile and payment terminal

One payment solution for every repair order, parts sale, and customer deposit in your dealership

Kimoby Pay is the only solution fully integrated with your DMS and engagement system that lets customers pay in store or by text. Every transaction connects to the RO, reconciles automatically, and keeps your team focused on service instead of paperwork.

Terminal hardware is $499 per device (Stripe S700 or S710, purchased not leased). Transaction pricing is interchange++ with no hidden markups and no monthly module fee. Multi-store dealer groups get unified pricing across all locations under one contract.

Frequently asked questions

A payment solution for car dealerships is software and hardware that lets service advisors, parts staff, and sales teams collect payments and automatically sync each transaction to the dealership management system (DMS). Unlike generic payment processors, dealership-specific solutions connect every charge to the correct repair order, parts invoice, or sales deposit so reconciliation happens in real time. Kimoby Pay is built for this. The terminal knows the RO, the customer, and the amount before anyone touches it.

Yes. Kimoby Pay integrates with CDK, Reynolds and Reynolds, PBS, Tekion, Keyloop Serti, Dealer Vu, Quorum, Auto/Mate, Autosoft, and Dealertrack. Open repair orders auto-populate on the terminal. For CDK dealers, payments auto-allocate to the correct RO in real time with no manual cashiering step.

Terminal hardware is $499 per device (Stripe S700 or S710, purchased not leased). Transaction pricing is interchange++ with no hidden markups and no monthly module fee. Multi-store dealer groups get unified pricing across all locations under one contract.

Yes. Kimoby Pay is PCI DSS compliant. Kimoby never stores, processes, or transmits raw card data. Stripe handles all card processing through hardware-level encryption. The terminal encrypts card data at the point of contact and sends it directly to Stripe, so sensitive payment data never touches the dealership network or Kimoby servers.

Yes. Service uses RO-linked payments. Parts counter and accessories use Quick Pay with an invoice reference number. Sales uses it for deposits. F&I can offer Affirm BNPL. The terminal connects via Wi-Fi or built-in cellular SIM, so it works anywhere in the dealership or offsite for mobile service.

Yes. Kimoby Pay offers Affirm Buy Now Pay Later both on mobile payment links and at the in-person terminal. Customers can split large repair costs into monthly installments. This helps dealerships win approval on bigger jobs that customers might otherwise decline.

Credit cards (tap, insert, or swipe), debit cards, Apple Pay, Google Pay, and Affirm Buy Now Pay Later. Mobile payment links also support all major cards and mobile wallets. MOTO payments can be processed for phone-in customers or fleet accounts.

No ethernet required. The Stripe S700 and S710 connect via Wi-Fi or built-in cellular SIM. They work anywhere in the dealership. Firmware and app updates are pushed over the air automatically. No service calls, no manual flashing.

Generic processors give you a terminal that takes money but has no idea which RO, which customer, or which department it belongs to. Someone still types the amount manually and reconciles everything at end of day. Kimoby Pay is built for dealerships. The terminal knows the repair order. It pulls customer data from your DMS. The payment writes back automatically. One unified system across service, parts, and sales.