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Kimoby Pay

Dealership payments, connected to your DMS. On the phone or the terminal.

Every payment ties to the repair order, whether the customer pays from the text before pickup, taps their card at the terminal, or uses a financing option. The terminal already knows the RO, the amount, and the customer, so nobody re-keys anything.

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$500M+ processed across 1,000+ dealerships in North America.

From "your car is ready" to paid, on the phone or at the counter

Here’s what it looks like when estimates and approval lead to payment on the phone and at the terminal.
The invoice texts itself.

The moment the RO is invoiced in your DMS, the customer gets the message: your vehicle's done, here's your link. No advisor lift.

Triggered by your DMS, not by memory.
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They pay from anywhere.

Card, Apple Pay, Google Pay, or Affirm monthly payments. No app, no portal, no account. A $3,000 brake job becomes a payment plan the customer can say yes to.

Policaro Acura: ROs financed with Affirm grew from $717 to $2,479. +246%.
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The terminal knows the RO.

At the counter, the terminal pulls open repair orders straight from the DMS: name, RO number, amount due. The advisor selects, the customer taps, done. No re-keying, no miskeyed amounts.

RO sync with Auto/Mate, CDK, Dealertrack, PBS, Reynolds, Serti, Tekion.
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It writes back.

On CDK, payments auto-allocate to the right RO in real time. Cashiering updates as it happens, not at end-of-day batch.

The ledger stays the ledger.
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One device for every department.

Quick Pay takes any payment with a reference number: parts counter, sales deposits, accessories, reception. Digital receipts by text or email. Every transaction stamped with the employee number.

Service, parts, sales. One dashboard.
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What's inside Pay

Mobile is included in the Service Lane OS. The terminal is the add-on that brings the counter into the same system.

 

RO payments

The terminal auto-populates open repair orders from your DMS. Select the RO, the customer pays, it posts.

Mobile text-to-pay

Payment links by text from the same thread where the customer approved the estimate.

Card, Apple Pay, Google Pay

Tap, insert, or wallet. No app, no account. The customer pays the way they want.

Buy now, pay later

Affirm BNPL shows up inside the estimate, at the moment the customer approves or defers, with the real amount. Big repairs become a yes, on the link and the terminal.

DMS writeback

On CDK, payments auto-allocate to the right RO in real time. No manual cashiering step.

Quick Pay

Any department, any payment with a reference number: parts, sales deposits, accessories, reception.

Auto-surcharge

Add a credit-card surcharge in a few clicks. Credit only, set per store, disclosed at checkout, where local law allows.

MOTO payments

Card-not-present for fleet accounts, warranty companies, and phone-in customers.

Split payments

Handle a single invoice cleanly across multiple cards or methods.

Digital receipts

Sent by text or email, no paper printer. Every transaction stamped with the employee number.

One-click refunds

Refunds run in the app only, so a stolen terminal can't be used to issue fake ones.

24-hour payouts

Funds land in your account within 24 hours, not a weekly batch.

Surcharge is credit-card only and varies by jurisdiction: up to 3% in the US, up to 2.4% in Canada, and not permitted in Quebec. Set per store. Each dealership is responsible for confirming that surcharging complies with the laws and card-network rules where it operates. Kimoby provides the tooling and is not responsible for how it is used.

View Pay in-person View Pay mobile

The old way vs the Kimoby way

Before
With Kimoby

Before Kimoby

  • Amount keyed by hand on a standalone terminal that just takes cards.
  • A terminal that doesn't know the RO
  • Refunds anyone can run from a shared PIN
  • Big repairs declined, no way to pay over time
  • Paper receipts and end-of-day reconciliation
  • Paper receipts the customer loses before they reach the car
  • The controller spends 30+ minutes a day reconciling across processors

With Kimoby

  • Amount pre-filled from the RO
  • Every payment tied to the right RO
  • One terminal and dashboard for every department
  • Affirm turns "not today" into a yes
  • Digital receipts, reconciliation in minutes
  • Refunds are permission-gated and tied to the original transaction
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What changes when Pay turns on

The close cycle with Pay, and without it.

82.5%

Of digital payments happen on mobile. The customer pays before they walk in.

15–30 min

Counter time removed per payment when the customer pays from their phone.

$500M+

Processed across the Kimoby dealer network.

9.8/10
onboarding satisfaction
Affirm built in
monthly payments on the link and the terminal
Digital receipts
by text or email, no paper printers

Fully integrates with your ecosystem

Your DMS does not change. Kimoby Pay runs on top of it.

RO Sync: Auto/Mate, CDK, Dealertrack, PBS, Reynolds, Serti, Tekion.
Invoice Delivery: CDK, Reynolds, Tekion.
Auto-Writeback: CDK (payments allocate to the correct RO in real time).
Customers are now approving repairs with less hesitation and are relieved to know that they can split big purchases over time.
joel-courchaine Joel Courchaine Former General Manager at Policaro Acura

At Policaro Acura, the average repair order increased by 246% when financed with Affirm.
Bigger jobs get approved when they can be paid over time.

Secure, compliant, ready to deploy

Kimoby never stores or transmits raw card data. Stripe handles processing through hardware-level encryption, so card data never touches your dealership network.

PCI DSS Level 1

Tokenized payments that protect customer data and reduce fraud risk.

24-hour payouts

Your money is deposited to your account within 24 hours.

Fraud protection

Refunds are processed in the app only, so a stolen terminal can't issue fake refunds.

See it for yourself

Simple, transparent pricing

Kimoby never stores or transmits raw card data. Stripe handles processing through hardware-level encryption, so card data never touches your dealership network.

$499per terminal

Stripe S700 or S710, purchased not leased.

interchange++ transaction pricing

No hidden markups. No monthly module fee.

One contract multi-store groups

Unified pricing across every location.

Mobile payments are included in the Service Lane OS. The in-person terminal is the add-on. Month-to-month, 30 days notice, no exit fees.

Mockup showing Kimoby Pay solution on mobile and payment terminal

One payment solution for every repair order, parts sale, and customer deposit in your dealership

Kimoby Pay is the solution fully integrated with your DMS and engagement system that lets customers pay in store or by text. Every transaction connects to the RO, reconciles automatically, and keeps your team focused on service instead of paperwork.

Terminal hardware is $499 per device (Stripe S700 or S710, purchased not leased). Transaction pricing is interchange++ with no hidden markups and no monthly module fee. Multi-store dealer groups get unified pricing across all locations under one contract.

Frequently asked questions

A payment solution for car dealerships is software and hardware that lets service advisors, parts staff, and sales teams collect payments and automatically sync each transaction to the dealership management system (DMS). Unlike generic payment processors, dealership-specific solutions connect every charge to the correct repair order, parts invoice, or sales deposit so reconciliation happens in real time. Kimoby Pay is built for this. The terminal knows the RO, the customer, and the amount before anyone touches it.

Yes. Open repair orders sync onto the terminal so the advisor never types an amount. RO sync is supported on Auto/Mate, CDK, Dealertrack, PBS, Reynolds, Serti, and Tekion. For CDK dealers, payments auto-allocate to the correct RO in real time with no manual cashiering step.

Terminal hardware is $499 per device (Stripe S700 or S710, purchased not leased). Transaction pricing is interchange++ with no hidden markups and no monthly module fee. Multi-store dealer groups get unified pricing across all locations under one contract.

Yes. Kimoby Pay is PCI DSS compliant. Kimoby never stores, processes, or transmits raw card data. Stripe handles all card processing through hardware-level encryption. The terminal encrypts card data at the point of contact and sends it directly to Stripe, so sensitive payment data never touches the dealership network or Kimoby servers.

Yes. Service uses RO-linked payments. Parts counter and accessories use Quick Pay with an invoice reference number. Sales uses it for deposits. F&I can offer Affirm financing. The terminal connects via Wi-Fi or built-in cellular SIM, so it works anywhere in the dealership or offsite for mobile service.

Yes. Kimoby Pay offers Affirm financing both on mobile payment links and at the in-person terminal. Customers can split large repair costs into monthly installments. This helps dealerships win approval on bigger jobs that customers might otherwise decline.

Credit cards (tap, insert, or swipe), debit cards, Apple Pay, Google Pay, and Affirm financing. Mobile payment links also support all major cards and mobile wallets. MOTO payments can be processed for phone-in customers or fleet accounts.

No ethernet required. The Stripe S700 and S710 connect via Wi-Fi or built-in cellular SIM. They work anywhere in the dealership. Firmware and app updates are pushed over the air automatically. No service calls, no manual flashing.

A generic terminal takes money but has no idea which RO, which customer, or which department it belongs to. Someone still types the amount and reconciles everything at end of day. Kimoby Pay is built for dealerships. The terminal knows the repair order. It pulls customer data from your DMS. The payment writes back automatically. One system across service, parts, and sales.