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Kimoby Pay

Modern in-store payments, built for the service lane.

Everybody processes payments. The difference is in the details. Kimoby Pay In-Person connects every transaction to the repair order, locks refunds to your account, and puts financing on the terminal, so you get fewer calls to accounting, faster pickups, and tighter control than a legacy setup gives you.

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$500M+ processed across the Kimoby dealer network.

Works with your DMS
CDK Reynolds & Reynolds PBS Tekion Keyloop Serti Dealer Vu Quorum
Built for the service lane
✓ PCI Level 1 secured ✓ Interchange++ pricing ✓ Month-to-month

Getting paid is not the same as doing payments right.

A legacy terminal takes the card and moves on. It does not know the repair order, it prints paper, and it leaves your accounting office to reconcile a separate statement. Kimoby Pay was built for the service lane instead. Every transaction is tied to the RO, receipts go out digitally, and refunds are locked to your account, so the whole close cycle is cleaner and more secure.

What a modern in-store payment setup should do

Fewer errors, less paper, tighter control, and pricing you can actually read.

Every payment tied to the RO

Transactions connect to the repair order, so there is far less room for mismatched or mis-keyed payments.

Paperless receipts

Send receipts by email or SMS instead of stapling paper to invoices for the accounting pile.

Refund fraud protection

Refunds can only be made from a Kimoby account and are mapped to the original transaction, so no one issues a free-form refund from the device.

A digital audit trail

Every transaction is logged, so if something looks off, your team can trace exactly where and when it happened.

Financing on the device

Customers scan a QR code and complete an Affirm application on their phone, so larger repairs are easier to approve.

Transparent pricing

Interchange++ with no hidden fees and no surprise markups, month-to-month, and simple to understand.

How Kimoby Pay In-Person compares

A side-by-side look at the payment options dealers weigh.

Features
Kimoby Pay
Legacy payment solution
Independent Sales Organizations (ISOs)
DMS payment solutions
RO sync to terminal
Real-time
comptab-no-icon
Partial
Real-time
Refund control
App-locked
Generic password by default
Generic password by default
Mixed
Financing on device
Affirm with QR code
comptab-no-icon
comptab-no-icon
comptab-no-icon
Paperless receipts
SMS or email with contact sync
comptab-no-icon
Mixed
Optional
Pricing model
Transparent interchange+
Opaque Interchange+
Adds markup layer
Opaque interchange+
Contracts
Monthly and no penalties
Multi-year
Multi-year
Multi-year
Support
3 minutes to talk to human
Call center queues
Varies
Varies
Terminal device
Smartphone like
Blackberry like (big keypads)
Mostly Blackberry like (big keypads)
Mostly Blackberry like (big keypads)

Competitor details reflect common configurations and vary by provider and contract. Confirm specifics with each vendor.

How most dealerships process payments today

Most in-store payment setups fall into one of three buckets.

Legacy processors

  • Elavon
  • Global Payments
  • Moneris

Independent sales orgs (ISOs)

  • DealerPay
  • Payfacto
  • Clover

DMS payment tools

  • ReyPAY
  • PBS Payments
  • Tekion Pay
  • CDK SimplePay

Built for dealerships, not just for card swipes

Here's what changes when your terminal runs on Kimoby Pay.

DMS-synced checkout

Pull the RO amount and customer to the terminal automatically. Show the full invoice on CDK and Reynolds, and write the payment back on CDK.

Financing on the terminal

A quick QR scan lets the customer complete an Affirm application on their own phone.

Surcharge supported

Optional and policy-controlled, with transparent disclosure. Not available on Quebec accounts, and you stay responsible for local compliance.

Refunds from Kimoby only

No free-form refunds on the device. Partial and full refunds are linked to the original transaction.

Paperless by default

Digital receipts go out automatically. Printing stays available on Wi-Fi printers when you want it.

Modern, secured terminals

Terminals that feel like smartphones, with Wi-Fi and a battery. Every transaction is tokenized and PCI Level 1 secured.

With Kimoby Pay, we don't have to second-guess payments anymore. It gives us one less thing to worry about.
Luis Lopes Luis Lopes Service Manager, Mercedes-Benz Langley
pay_mock_up

Ready to modernize your payment process?

Kimoby Pay is fully integrated with your DMS and engagement system, and lets customers pay in store or by text. Every transaction connects to the RO, reconciles automatically, and keeps your team on service instead of paperwork.

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Frequently asked questions

A legacy terminal takes the card and prints paper. Kimoby Pay ties every transaction to the repair order, sends digital receipts, locks refunds to your account, and puts Affirm financing on the terminal, all synced to your DMS. It is built for the service lane, not just for card swipes.

No. Kimoby Pay is month-to-month with no early-exit penalty. Legacy processors and ISOs often lock you into multi-year terms, so this is a common reason dealers switch.

Refunds can only be issued from a Kimoby account, and each refund is mapped to the original transaction. There are no free-form refunds on the device, which closes a gap that shared-PIN terminals leave open.

Transaction pricing is interchange++ with no hidden fees and no surprise markups. Terminal hardware is $499 per device. Pricing is simple to read, with no long contract.

Yes. The customer scans a QR code on the terminal and completes an Affirm application on their own phone, so larger repair orders are easier to approve on the spot.

Yes. It works with CDK, Reynolds and Reynolds, PBS, Tekion, Keyloop Serti, Dealer Vu, and Quorum. The RO amount and customer pull to the terminal automatically, and on CDK the payment writes back to the DMS.

Surcharging is optional and policy-controlled, with transparent disclosure. It is not available on Quebec accounts, and you stay responsible for local compliance.